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Make the switch to Silver Lake Bank.

It’s easy because we’re flexible. Even better, we will do most of the work! When you're ready to switch your checking account to Silver Lake Bank, feel free to use our convenient Switch Kit.

No matter what type of checking account you have with Silver Lake Bank, ATM Cards are available to satisfactory account holders with no annual fee and no fee for transactions at Silver Lake Bank ATMs. Use the ATM Locator to find additional surcharge-free ATMs. $1.00 fee per transaction is assessed at all other foreign ATM machines. Silver Lake Bank VISA Check Cards are also available.

Choice Checking

Add value with identity theft protection, insurance and discounts on shopping, travel, entertainment and prescription drugs.

  • $100.00 will open account
  • $5 Monthly service charge
  • Monthly eStatement is free. Paper statements are $2 per statement period
  • Unlimited check writing

Express Checking

  • $100.00 will open account
  • No monthly service charge or minimum balance requirement
  • Monthly eStatement is free. Paper statements are $2 per statement period.
  • Unlimited check writing

Interest Checking

  • $100.00 will open account
  • Monthly Service Charge
    ALB1 of $1000 or more—no monthly service charge
    ALB1 less than $1000—$5 monthly service charge
  • Interest compounded and credited on statement date
  • Monthly eStatement is free. Paper statements are $2 per statement period.

Silver Club Checking

Specially designed package of banking privileges and discounts for our customers age 60 and over.

  • $100 will open account
  • No monthly service charge
  • Interest earned on ledger balance and is compounds monthly on statement date
  • Monthly eStatement is free. Paper statements are $2 per statement period.

 Additional Silver Club Advantages

  • Discounted prices for select styles of personal checks
  • No fee for cashiers checks or money orders (limit 3 per month)
  • No fee on purchase of travelers checks for one and 50% discount on purchase fee of travelers checks for two
  • 10% discount on safe deposit box annual rental
  • Free bank by mail deposit slips

Overdraft Coverage Options

Life happens! Silver Lake Bank understands that unexpected overdrafts occur from time to time. Overdraft coverage can help.

Silver Lake Bank has two options for you. Consider these ways to cover overdrafts:

  1. Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account at Silver Lake Bank. This service is free!
  2. Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Overdraft Privilege ‘Extended Coverage’ is also available with your consent. There is no cost to you for Overdraft Privilege or Overdraft Privilege Extended Service unless you use it. If used, fees will apply.

To sign-up for Overdraft Protection, please call us at 785.232.0102 or toll free 877.232.0102, email us at or come by a branch. To sign-up for Overdraft Privilege Extended Coverage, please call or email using the above information, come by a branch or complete and send in the Consent Form for Overdraft Services (PDF).

Learn more about Silver Lake Bank Overdraft Coverage (PDF).

Read the Consumer Financial Protection Bureau’s brochure ‘Know Your Overdraft Options’ (PDF).

1ALB= Average Ledger Balance