How To Protect Yourself from Government Scams
Have you been a victim of a government impersonator scam?
Here's how they work:
You get a call, email, or text message from someone who says they're from the Social Security Administration or Medicare. They say something alarming -- like your Social Security number has been suspended. Or maybe you'll miss out of a government benefit. To fix it, they say you must pay, give them your personal information, or put your money on gift cards and read them the PIN numbers.
The caller may know some of your Social Secuirty number. And you caller ID might show a Washington, DC area code. But is it really the goverment calling?
No. The government doesn't call people out of the blue with threats or promises of money. Caller IDs can be faked, so if you're not sure, contact the agency at a phone number you know to be true (not the one they called you from).
Here's what to do:
1) Stop. Don't send money to anyone who calls, emails, or texts and says they're with the government. Don't send them cash or pay them with gift cards, wire transfers, or cryptocurrency. The government won't demand payment that way -- and you won't get your money back. If you want to reach a government agency, find their contact information at USA.gov.
2) Pass this information on to a friend. You may not have gotten one of thse calls, emails, or texts, but chances are, you know someone who has.
Please Report Scams:
If you spot a scam, please report it to the Federal Trade Commission.
- Go online: ReportFraud.ftc.gov
- Call the FTC at 1-877-FTC-HELP (1-877-382-4357)
Your report can help protect other people. By reporting fraud, you can help alert law enforcers across the country who investigate and bring cases against scammers. Your report makes a difference.
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Other helpful steps:
- File a police report regarding identity theft.
- Contact the three credit bureaus to place a credit “freeze” or fraud alert
- Equifax 1-800-685-1111 or Credit Report Services | Equifax®
- Experian 1-888-397-3742 or Consumer Assistance at Experian
- TransUnion 1-888-909-8872 or Credit Score Help | Credit Report Help | TransUnion
- For additional steps, visit the Federal Trade Commission website Identity Theft Recovery Steps | IdentityTheft.gov
- Report the fraud to your employer. Keep a record of who you spoke with and when.
- Review your credit reports free through AnnualCreditReport.com. This can help you spot any new fraud quickly.